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Prepaid tuition for education institutions

The price of tomorrow’s education, today.

A degree, a master’s, a school, a professional qualification or training for your team. It is paid in advance, at your own pace, and each payment is protected from future price rises.

Request a demoFounding Institutions
Programme

By design

€0
of what individuals and companies pay passes through Ankla
100%
of the payment reaches the institution’s own account directly
3
founding institution places as the network opens
The problemWhy Ankla exists

Private education costs more every year.

No one knows what tuition will cost in the year it has to be paid.

The same place
2026€12,000
2026€12,000

A place that costs €12,000 today would cost €17,763 ten years later, assuming a 4 per cent annual increase.

Illustrative assumption of a 4 % annual increase. It is not a forecast or a commitment.

Get ahead of tuition increases, years before you need the place.

It is paid in a single instalment or in stages, and each payment increases the coverage of the future education service.

Two ways in.

Institutions that work with Ankla, and those who arrange tuition through them.

For institutions

A new way to attract and retain, with an argument no one else is making in Spanish education. And a consequence that matters: access to your institution opens up.

How it works for education institutions →

Individuals and companies

Reach an institution in the Ankla network without paying for it all at once: pay the tuition in advance, at your own pace, protected from each year’s increases.

What you should know →
For the institution

An enrolment channel no one else offers.

It attracts and retains years before the first class: someone who pays in advance commits to your institution long before setting foot in it, with an argument that neither a competitor nor a financial product can match.

Every payment is made in advance and builds a fund of the institution’s own. It is not a loan: there are no guarantors and no effect on anyone’s credit. And there is nothing to build: Ankla provides the software and the network.

How the money moves

The money does not pass through us.

Each institution collects into its own bank account, and the payment goes straight there. Ankla provides the software and manages the collection mandates; nothing else.

MONTHLY PAYMENT · SEPAIndividuals and companiesoriginating accountInstitutionreceiving accountANKLAtechnology infrastructure

It provides the software and the network of institutions.

Security and complianceSee the detail →
  • GDPR
  • eIDAS signature
  • SEPA
  • Immutable audit trail
For the long term

Built to last decades.

Building a legacy takes real commitment. Ankla is designed with the same rigour.

Paying ahead of the cost of education is not a new idea.

In the United States, close to 300 private universities, from Stanford to Spelman, have spent more than twenty years letting future studies be covered in advance. Ankla starts from the same principle and brings it to Spain with a design of its own.

Founders

The people behind Ankla.

Nicolás Nugent Lora, Founder & CEO

Nicolás Nugent Lora

Leads Ankla's strategy and platform. He designed the model the network rests on. Financial and business consultant, graduate in Business Administration (Universidad de Lima) and Master in Management (IE Business School). EFPA European Financial Advisor (EFA). Specialisation programme in financial advice at IEB.

Jesús Pérez Pérez, Co-founder & CFO

Jesús Pérez Pérez

Leads the finances and the economic model of the Ankla network. Independent financial and insurance adviser, with degrees in Economics and in Actuarial and Financial Sciences (Universidad Complutense de Madrid). Certified International Investment Analyst (CIIA) and European Financial Planner (EFP). Lecturer at IEB, Universidad de Alcalá and Universidad Carlos III de Madrid.

Daniel Provedo Valle, Co-founder & Legal Partner

Daniel Provedo Valle

Responsible for the network's legal and compliance framework. Law degree (Universidad de Zaragoza), MBA and Master's in Urban Planning Management. Member of Spain's national corps of local government secretaries, with ten years as Secretary-Comptroller.

Partners

Who we work with.

Alberto Ibáñez, Institutional Development

Alberto Ibáñez

Institutional Development

Develops Ankla's institutional network. Founder and Managing Director of MOVA Education Partners. Previously Director Asia Pacific at IE University, responsible for its offices in India, China, Singapore and Japan, and before that Director of Client Relations at ETS Global. Dual Master in Management and Strategic Marketing and MBA from Hult International Business School, and a Bachelor of Business Administration from London Metropolitan University.

MOVA Education Partners

International growth

Helps universities, business schools and EdTech organisations grow internationally through strategic partnerships, market expansion and student recruitment strategy. Its work spans Europe, Latin America and Asia-Pacific, across international market development, commercial partnerships and transnational education.

3founding places

Be the first in your market.

The network opens with three institutions. They will have special launch terms and direct support from the people who designed the model.

Talk to us about a founding place →

Frequently asked questions

What we are usually asked.

Does Ankla hold the money that is paid in?
No. Each institution collects into its own bank account. Ankla never holds or moves that money.
Is this credit or a loan?
No. It is a tuition prepayment: a future education service is paid for in advance. No one borrows money from anyone.
What happens if Ankla stops operating?
The money stays in the institution’s account and the signed collection mandates remain in force. The institution’s operation does not depend on Ankla’s money.

Let us talk about how it fits your institution.

Request a demo

No commitment · we prepare a demo adapted to your context.

Not representing an institution? See what it means for you or your company.

ANKLA

Technology infrastructure for prepaid tuition in private education.

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