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Plan AnklaPLAN ANKLAPrepaid tuition

The price of tomorrow’s education, today.

Tuition is paid in advance and in parts. Each payment covers a share at that moment’s price, and the plan is fully paid by the day the course starts.

Ask for Plan Ankla →How it works
How it worksI am an institution
Your Plan AnklaYear 2028/29
0%of the tuition covered
First paymentCourse starts

Illustrative diagram. It is not a forecast or a commitment.

€0

of what individuals and companies pay passes through Ankla

100%0%

of the payment reaches the institution’s own account directly

0

debt for whoever pays: this is not a loan

What it is

Instead of paying tuition when the course arrives, start covering it earlier.

With Plan Ankla, each payment turns part of the future tuition into coverage, at the price it has that day.

Todayall at once, just before
With Plan Anklain parts, from earlier
Course starts ↑
How it works

Three steps to reach the first day with tuition covered.

  1. 1

    Choose an institution and a start year.

    The plan is calculated on that institution’s tuition.

  2. 2

    Pay in parts, at your own pace.

    Monthly, quarterly, half-yearly or all at once.

  3. 3

    Start the course with tuition covered.

    Plan Ankla is fully paid before the course begins.

Why earlier

Every payment is protected from future increases.

What is paid today covers a share of the tuition at today’s price. If the price rises later, what is already covered stays covered.

Education in Spain has risen every year for the past two decades. It has not fallen in a single year. Source: INE, Education CPI.

Security

The money goes straight to the institution.

Ankla provides the technology and never holds third-party funds.

See it in detail →
The route of the money
Whoever paysInstitutionAnkla · outside the route of the money
  • GDPR
  • eIDAS signature
  • SEPA
  • Immutable audit trail
Plainly

What Plan Ankla is not.

✕

Not a loan.

No debt and no interest.

✕

Not a scholarship.

It neither replaces one nor competes with it.

✕

No guarantee of admission.

Paying in advance does not grant a place.

✕

Not a financial product.

It is the advance payment of tuition, nothing more.

In the United States, a prepaid tuition plan among private universities has existed since 2003. We cite it as inspiration, not as an equivalent: the legal and tax framework is another.

Availability

Does your institution not offer Plan Ankla yet?

Tell us where you would like to use it. We will let you know as soon as it is available there. Every request counts.

Tell us where →

PREPAID TUITION · PREPAID TUITION · PREPAID TUITION ·PLANANKLA
The Plan Ankla seal
Founders

The people behind Ankla.

Nicolás Nugent Lora, Founder & CEO

Nicolás Nugent Lora

Leads Ankla's strategy and platform. He designed the model the network rests on. Financial and business consultant, graduate in Business Administration (Universidad de Lima) and Master in Management (IE Business School). EFPA European Financial Advisor (EFA). Specialisation programme in financial advice at IEB.

Jesús Pérez Pérez, Co-founder & CFO

Jesús Pérez Pérez

Leads the finances and the economic model of the Ankla network. Independent financial and insurance adviser, with degrees in Economics and in Actuarial and Financial Sciences (Universidad Complutense de Madrid). Certified International Investment Analyst (CIIA) and European Financial Planner (EFP). Lecturer at IEB, Universidad de Alcalá and Universidad Carlos III de Madrid.

Daniel Provedo Valle, Co-founder & Legal Partner

Daniel Provedo Valle

Responsible for the network's legal and compliance framework. Law degree (Universidad de Zaragoza), MBA and Master's in Urban Planning Management. Member of Spain's national corps of local government secretaries, with ten years as Secretary-Comptroller.

Partners

Who we work with.

Alberto Ibáñez, Institutional Development

Alberto Ibáñez

Institutional Development

Develops Ankla's institutional network. Founder and Managing Director of MOVA Education Partners. Previously Director Asia Pacific at IE University, responsible for its offices in India, China, Singapore and Japan, and before that Director of Client Relations at ETS Global. Dual Master in Management and Strategic Marketing and MBA from Hult International Business School, and a Bachelor of Business Administration from London Metropolitan University.

MOVA Education Partners

International growth

Helps universities, business schools and EdTech organisations grow internationally through strategic partnerships, market expansion and student recruitment strategy. Its work spans Europe, Latin America and Asia-Pacific, across international market development, commercial partnerships and transnational education.

Before you start

The first things people ask.

What if I end up not studying there?
What you have already covered can be transferred to any institution in the Ankla network. And if you decide to cancel, the cancellation and refund terms are set out in the contract and explained in writing before signing.
Where does my money go?
Straight to the institution's account. Ankla never holds or moves that money.
Does it guarantee admission?
No. Plan Ankla covers tuition, but admission follows each institution's usual process.
What if tuition goes up?
What you have already paid stays covered at the price of the moment you paid it. If you pay the full tuition at once, it is fully covered at that price. If you pay in parts, whatever is still to be covered is paid at the price in force when you pay it.
What if Ankla stops operating?
The money stays in the institution's account and the signed collection mandates remain in force.
For institutions

Are you an institution?

Plan Ankla brings your institution people who fit your offer and who today may fall outside it over a question of timing.

Request a demoSee the proposition
How it would look in your enrolment form
Single payment
Instalments during the course
Pay earlier, in partsPlan AnklaPLAN ANKLA

The Plan Ankla seal next to your institution’s payment options.

Ask for Plan Ankla →
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Technology infrastructure for prepaid tuition in private education.

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