For institutions

A new enrolment channel, with no debt.

Individuals and companies pay the tuition in advance and protect its price from increases. The institution, whether a school or a university, collects as it normally would and keeps a fund of its own.

Request a demo Security and compliance Founding Institutions
Programme

The market in Spain

8,906 €m

is what Spanish households spent on private education in the 2023/24 academic year

5,407 €m

of that figure corresponds to private higher education

850,405

students are studying at private higher education institutions

INE · Encuesta de Gasto de los Hogares en Educación (Household Spending on Education Survey), 2023/24 academic year.

What it brings the institution

An advantage to compete, grow and gain solidity.

A new argument

Being able to offer a price protected from increases is new in Spanish private education. The institution competes with something of its own.

It removes the pay-it-all-at-once barrier

Many of the people who value the institution cannot take on the full outlay in one go. With prepaid tuition, they choose it.

Money in advance, with no debt

The institution receives the payments in advance, into its own account. It is not a loan: there are no guarantors and no effect on its credit.

A fund that is its own

The payments go into the institution’s own account and build up in its fund. Ankla never touches that money at any point.

Nothing to build

Ankla provides all the technology. The institution neither builds nor maintains any software.

Everything in writing

A contract governs the relationship with Ankla, and every prepaid tuition agreement is signed with its own contract, with an electronic signature of full legal validity. Every operation goes into a record that cannot be changed.

Security and compliance

Built for your legal team’s review.

A product that handles minors’ data and collections running over several years has to withstand legal, financial and audit scrutiny. Ankla is built for that.

Your operation does not depend on Ankla

The money goes straight from the originating account to the institution’s; it never passes through us. If Ankla stopped operating, the signed collection mandates stay in force and the money is already in your account.

Data protected under European law

We comply with the GDPR across all processing, with particular care over minors’ data. Each institution is isolated: no school sees another’s data.

Contracts with full legal validity

Every signature is made through an official provider under the European eIDAS regulation, which holds the certified original in custody. They stand up in court.

Everything logged, and unalterable

Every operation is stored with a digital seal, in a record no one can alter or delete. Any movement can be reconstructed years later.

See security and compliance in detail →

Frequently asked questions

What institutions ask.

Is this an investment or a financial product for the institution?

No. The institution does not invest and does not take on any financial product: it receives payments in advance for an education service it will deliver later. No promised return and no investment instruments.

Is this like taking on debt or a loan?

No. It is money paid in advance, not borrowed: no interest, no guarantors and no effect on the institution’s credit.

What happens if whoever pays cancels?

It is handled by written rules known from the outset. The refund comes out of the institution’s own fund, which is its money, on a set scale; no surprises.

Do we have to build or maintain any software?

No. Ankla provides all the technology and the network. The institution goes live by connecting its account and setting the price of its place; it builds and maintains nothing.

How does this set us apart from other institutions?

It lets you offer a price protected from increases: an enrolment argument your competitors do not have today, to attract and retain years before the first class.

Let us see how it fits your institution.

Request a demo

No commitment · we prepare a demo adapted to your context.