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Individuals and companies

A path mapped out, protected from the increases.

The tuition is paid over several years, and each payment covers a part of it at the price of that moment. It is not credit and it is not an investment: it is paying in advance for an education service chosen freely.

How it worksFor institutions
What it is

Paying the tuition before you need it.

The tuition for a school, a degree, a master’s or a qualification is normally paid when the year comes around, at that year’s price. Prepaid tuition lets you start earlier: paying in advance, in one go or bit by bit, for an education that will be used later.

Each amount paid covers a part of the tuition at the price of the moment it is paid. Later increases no longer affect that part. And what builds up is not a balance of money: it is coverage of the education service, a right to study.

The money is paid directly to the chosen institution and stays in its account. Ankla never holds it at any point: it provides the software and the contractual framework. It is not a loan — there is no debt, no interest and no guarantors — and it is not an investment product either: it promises no return whatsoever.

It works for any stage, from a school to a professional qualification. And also for a company paying in advance for the training of someone on its team.

01

Choose the institution

It has to be part of the Ankla network. If yours is not there yet, tell us and we will pass it on.

02

Sign the contract

With the institution, not with Ankla. An electronic signature of full legal validity, and you keep your copy.

03

Pay at your own pace

In a single payment or in monthly, quarterly or half-yearly instalments, over the years you agree.

What you should know

Clear, in writing and with no surprises.

The money is not in Ankla

It is in the chosen institution’s account, in its own fund. No one else touches it.

Every payment, protected from increases

Each payment covers a part of the tuition at the price of that moment. Even if it rises over the coming years, it does not affect what is already paid for.

What gets signed

A contract with the institution, with an electronic signature of full legal validity.

If it has to be cancelled

Part of the money is recovered on a set scale. The rules are written down, do not change, and are known from day one.

Your data, protected

We look after the data under European data protection law (GDPR). You can read the privacy policy ES.

Frequently asked questions

The most common questions.

What if they end up not studying at that institution?
It can be cancelled and part of what was paid recovered, on a written scale known from day one. The coverage built up is tied to a specific institution; the option of transferring it to another in the network is planned as the network grows.
What if I cannot keep paying?
It is not a debt: if you stop paying, it generates no interest and no outstanding balance to repay. You can cancel whenever you need to, and what you have already paid is refunded on a scale known from the outset.
Is it an investment? Does it give me a return?
No. It is not an investment product and promises no return whatsoever. It is a prepayment: you pay in advance for an education service you will use later.
What exactly do I get for what I pay?
Coverage of the future education service, a right to study, protected from each year’s increases. With every payment you acquire a little more, at the price of the moment you pay. It is not money held on your behalf, nor a total price frozen in place.
Can I pay all at once or bit by bit?
Whichever you prefer: in a single payment or in instalments over time. Every payment, whatever its size, is protected from increases from the moment it is made.
What kind of studies does it work for?
Any stage: a school, a university, a master’s or a professional qualification. A company can also use it to pay in advance for an employee’s training. All that is needed is for the chosen institution to be part of the Ankla network.
Before deciding

See what it would mean in your case.

See how it works

Year by year, with the figures on screen. No sign-up and no details to leave.

Do you represent an institution? See what offering it would mean.

ANKLA

Technology infrastructure for prepaid tuition in private education.

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